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Student Debt and the Class of 2013
Student debt is still rising for bachelor's degree recipients. In 2013, seven in 10 (69%) graduating seniors at public and private nonprofit colleges had student loans. These borrowers owed an average of $28,400 in federal and private loans combined, up two percent compared to their peers in 2012. Debt at graduation varies greatly by state and by college, and this report includes average debt levels for each state, lists of notably high- and low-debt colleges, and links to data for more than 1,000 colleges nationwide. It also includes policy recommendations for reducing the burden of student debt.

Making Loans Work: How Community Colleges Support Responsible Borrowing
This report takes a closer look at how some forward-thinking community colleges in California are promoting responsible use of federal student loans - ideas that can be adopted by colleges across the country.

Recent Documents:

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Student Debt and the Class of 2013
November 13, 2014 - Student debt is still rising for bachelorís degree recipients. In 2013, seven in 10 (69%) graduating seniors at public and private nonprofit colleges had student loans. These borrowers owed an...

National Policy Agenda to Reduce the Burden of Student Debt
November 10, 2014 - Since 2005, The Institute for College Access & Success (TICAS) and its Project on Student Debt have worked to reduce the risks and burdens of student debt. We have helped create and improve...

TICAS Comments on Topics for Negotiated Rulemaking
October 22, 2014 - Comments in response to the September 3, 2014 Federal Register notice soliciting input on topics to be included in the U.S. Department of Educationís upcoming negotiated rulemaking. Key...

TICAS Comments on the Disclosure of Consumer Complaint Narrative Data
September 22, 2014 - Comments in response to the Consumer Financial Protection Bureauís proposed policy statement to disclose consumer complaint narratives within the Bureauís Consumer Complaint Database.

Counselor Tips, Tools, and New Resources for Helping Students Think About Paying for College
September 20, 2014 - Handout created for the 2014 National Association for College Admission Counseling (NACAC) conference, with uAspire. The handout includes tips for counselors and links to helpful tools and...

TICAS Response to Senator Harkinís Request for Feedback on Draft Higher Education Act Reauthorization Proposal
August 29, 2014 - Comments on Senator Harkinís public discussion draft of the proposed Higher Education Affordability Act (HEA Act). While not exhaustive, they include both recommended changes and additions.

Protecting Colleges and Students: Community College Strategies to Prevent Default
July 22, 2014 - Protecting Colleges and Students, released by the Association of Community College Trustees (ACCT) and the Institute for College Access & Success (TICAS), takes a unique look at student loan...

At What Cost? How Community Colleges that Do Not Offer Federal Loans Put Students at Risk
July 15, 2014 - In 2013-14, nearly one million community college students across the nation were denied access to federal student loans, the safest and most affordable way to borrow for college. Our report...

Private Loans: Facts and Trends
June 27, 2014 - Private student loans are one of the riskiest ways to finance a college education. Like credit cards, they usually have variable interest rates that are higher for those who can least afford them....

Federal Student Loan Terms for 2014-15
June 26, 2014 - Summarizes loan limits, interest rates, and other terms for federal student loans from July 1, 2014 through June 30, 2015.

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