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Student Debt and the Class of 2012
Seven in 10 college seniors (71%) who graduated last year had student loan debt, with an average of $29,400 per borrower. From 2008 to 2012, debt at graduation (federal and private loans combined) increased an average of six percent each year. Our new report, Student Debt and the Class of 2012, includes average debt levels for the 50 states and District of Columbia and for more than 1,000 U.S. colleges and universities.

Making Loans Work: How Community Colleges Support Responsible Borrowing
This report takes a closer look at how some forward-thinking community colleges in California are promoting responsible use of federal student loans - ideas that can be adopted by colleges across the country.

Recent Documents:

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Should All Student Loan Payments Be Income-Driven?: Trade-offs and Challenges
April 14, 2014 - This white paper analyzes the potential effects of requiring income-driven repayment for all federal loans as well as relying on paycheck withholding for loan payments, with particular attention to...

Quick Facts About Student Debt
March 31, 2014 - Useful one-page fact sheet about average student debt across all sectors of higher education and Pell Grants.

Pell Grants Help Keep College Affordable for Millions of Americans
March 28, 2014 - One-pager on the importance of the Pell Grant program, the impact of recent changes, and projected stability in Pell Grant costs.

Coalition Letter in Support of a Strong "Gainful Employment" Rule
February 4, 2014 - More than 50 organizations that advocate for students, consumers, veterans, service members, college access, and civil rights sent a letter to President Obama urging the Administration to promptly...

TICAS Comments on Proposed College Ratings System
January 31, 2014 - Comments in response to the Department of Education’s request for feedback on development of the Administration’s proposed college ratings system. We recommend that the Department focus first on...

TICAS Comments on Proposed Direct Loan Master Promissory Note
December 9, 2013 - Comments on the Department of Education’s proposed Direct Loan Master Promissory Note, which explains the terms and conditions of Direct Loans and legally binds borrowers to repay their loans and...

Student Debt and the Class of 2012
December 4, 2013 - Seven in 10 college seniors (71%) who graduated last year had student loan debt, with an average of $29,400 per borrower. From 2008 to 2012, debt at graduation (federal and private loans combined)...

TICAS Comments on Proposed Direct Loan Repayment Plan Selection Form
November 18, 2013 - Comments on the Department of Education’s proposed Direct Loan Repayment Plan Selection Form, which allows borrowers to request a specific repayment plan for their Federal Direct Loans. We write to...

Letter to CFPB on Recent Problems with Sallie Mae’s Student Loan Servicing Platform
November 14, 2013 - Letter urging the CFPB to investigate Sallie Mae’s recent servicing problems to make sure customers are made whole, investigate if they affected both private and federal loan borrowers, and...

Memo on Gainful Employment Proposals Submitted by Negotiators
October 31, 2013 - Memo reviewing some of the proposals submitted by members of the negotiated rulemaking panel defining “gainful employment” for career education programs at public, non-profit, and for-profit colleges.

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