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Recent Data and Research

This is a collection of relevant data and research from outside organizations. See also Project on Student Debt Publications, and for related research older than two years, please visit the Archived Data and Research section

Searching for Relief: Desperate Borrowers and the Growing Student Loan "Debt Relief" Industry
National Consumer Law Center, June 2013

Student Loan Affordability
Consumer Financial Protection Bureau, May 2013

Borrower in Distress: A Survey on the Impact of Private Student Loan Debt
Young Invincibles, May 2013

Annual Report of the CFPB Student Loan Ombudsman
Consumer Financial Protection Bureau, October 2012

Safety Net or Windfall?: Examining Changes to Income-Based Repayment for Federal Student Loans
New America Foundation, October 2012

Lost Without a Map: A Survey About Student Experiences Navigating the Financial Aid Process
Young Invincibles and NERA Economic Consulting, October 2012

Denied: The Impact of Student Debt on the Ability to Buy A House 
Young Invincibles, September 2012

Private Student Loans
Consumer Financial Protection Bureau, August 2012

The Student Loan Default Trap: Why Borrowers Default and What Can Be Done
National Consumer Law Center, July 2012

The Great Cost Shift: How Higher Education Cuts Undermine the Future Middle Class
Demos, April 2012

High Debt, Low Information: A Survey of Student Loan Borrower
Young Invincibles, March 2012

Trends in College Pricing, 2011
The College Board, October 2011

Trends in Student Aid, 2011
The College Board, October 2011

Priced Out: How the Wrong Financial-Aid Policies Hurt Low-Income Students
The Education Trust, June 2011

Delinquency: The Untold Story of Student Loan Borrowing
Institute for Higher Education Policy, March 2011

Piling It On: The Growth of Proprietary School Loans and the Consequences for Students
National Consumer Law Center, January 2011

Cracking the Student Aid Code: Parent and Student Perspectives on Paying for College
The College Board, January 2011

Subprime Opportunity: The Unfulfilled Promise of For-Profit Colleges and Universities
Education Trust, November 2010

Are You Gainfully Employed? Setting Standards for For-Profit Degrees
Education Sector, September 2010

The The Impact of Loan Repayment Rates on Pell Grant Recipients
Mark Kantrowitz, September 2010

The Financial Aid Challenge: Successful Practices that Address the Underutilization of Financial Aid in Community Colleges
The College Board, May 2010

Higher Education in California: New Goals for the Master Plan
Public Policy Institute of California, April 2010

Calculating the Contribution of Demographic Differences to Default Rates
Mark Kantrowitz, April 2010

Lowering Student Loan Default Rates
Education Sector, February 2010

Calculating Cost-Return for Investments in Student Success
The Delta Cost Project and Jobs for the Future, January 2010

Working Too Hard to Make the Grade
CalPIRG, October 2009

Trends in College Pricing, 2009
College Board, October 2009

Trends in Student Aid, 2009
College Board, October 2009

How Much Are College Students Borrowing?
College Board, August 2009

Drowning in Debt: The Emerging Student Loan Crisis
Education Sector, July 2009

Rethinking the Middleman: Federal Student Loan Guaranty Agencies
New America Foundation, July 2009

Characteristics of Private Student Loan Borrowers Who Do Not Use Federal Education Loans
Mark Kantrowitz, June 2009

Characteristics of Borrowers with Excessive Debt
Mark Kantrowitz, May 2009

How Undergraduate Students Use Credit Cards
Sallie Mae, April 2009

Closing the Gap: Meeting California's Need for College Graduates
Public Policy Institute of California, April 2009

Trends in College Spending: Where Does the Money Come From? Where Does it Go?
Delta Cost Project, January 2009

Measuring Up 2008
The National Center For Public Policy and Higher Education, December 2008

Cost Estimates for Federal Student Loans: The Market Cost Debate
New America Foundation, October 2008

Apply to Succeed: Ensuring Community College Students Benefit from Need-Based Financial Aid
The Advisory Committee on Student Financial Assistance, September 2008

Fulfilling the Commitment: Recommendations for Reforming Federal Student Aid
The Rethinking Student Aid Study Group, September 2008

Income-Based Repayment: Making it Work for Student Loan Borrowers
Student Loan Borrower Assistance, July 2008

Cutting Interest Rates, Lowering Student Debt Updated
Public Interest Research Groups, June 2008

Trends in Undergraduate Borrowing II: Federal Student Loans in 1995–96, 1999–2000, and 2003–04
National Center for Education Statistics, March 2008

Paying the Price: The High Cost of Private Student Loans and the Dangers for Student Borrowers
Student Loan Borrower Assistance, March 2008

Student Loans for Higher Education
California Research Bureau, February 2008

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