Recent Data and Research

See also Project on Student Debt Publications

Trends in Undergraduate Borrowing II: Federal Student Loans in 1995–96, 1999–2000, and 2003–04
National Center for Education Statistics, March 2008

Student Loans for Higher Education
California Research Bureau, February 2008

Trends in Student Aid, 2007
The College Board, October 2007

Hidden Details: A Closer Look at Student Loan Default Rates
Education Sector, October 2007

Who Borrows Private Loans?
American Council on Education, August 2007

Helping Families Finance College: Improved Consumer Disclosures and Counseling
Consumers Union, July 2007

Report on Marketing Practices in the Federal Family Education Loan Program
U.S. Senate Health, Education, Labor, and Pensions Committee, June 2007

Financing the Future: Responses to the Rising Debt of Law Students
Equal Justice Works, January 2007

Cutting Interest Rates, Lowering Student Debt
Public Interest Research Groups, January 2007

The Future of Private Loans: Who is Borrowing, and Why?
Institute for Higher Education Policy, December 2006

Engines of Inequality: Diminishing Equity in the Nation’s Premier Public Universities
The Education Trust, November 2006

Recession, Retrenchment, and Recovery: State Higher Education Funding and Student Financial Aid
Center for the Study of Education Policy, Illinois State University, October 2006

Failing Grades? American Families and Their College Savings Efforts
AllianceBernstein Investments, October 2006

Mortgaging our Future: How Financial Barriers to College Undercut America's Global Competitiveness
Advisory Committee on Student Financial Assistance, September 2006

Grants for Students: What They Do, Why They Work
Education Policy Institute, August 2006

Promise Abandoned: How Policy Choices and Institutional Practices Restrict College Opportunities
Education Trust, August 2006

Credit Card Ownership and Behavior Among Traditional-Age Undergraduates, 2003-4
American Council on Education, July 2006

High Hopes, Big Debts
The Project on Student Debt, June 2006

No Way Out: Student Loans, Financial Distress, and the Need for Policy Reform
National Consumer Law Center, June 2006

Working Their Way Through College: Student Employment and its Effect on the College Experience
American Council on Education, May 2006

36th Annual Survey on State-Sponsored Student Financial Aid
National Association of State Student Grant and Aid Programs, May 2006

Quick Facts on Student Debt
The Project on Student Debt, April 2006

Paying Back, Not Giving Back: Student Debt's Negative Impact on Public Service Career Opportunities
Public Interest Research Groups, April 2006

Financing Graduate and Professional Education: 2003-2004
National Association of Student Financial Aid Administrators, March 2006

Missed Opportunities Revisited: New Information on Students Who Did Not Apply for Financial Aid
American Council on Education, February 2006

Is College Unaffordable?
The Region (Federal Reserve Bank of Minneapolis), December 2005

Living With Debt
LendingTree.com, October 2005

Trends in Student Aid 2005
College Board, October 2005

The Gathering Storm: The Education Debt of Theological Students
Center for the Study of Theological Education, Auburn Theological Seminary, September 2005

Student Debt: Bigger and Bigger
Center for Economic and Policy Research, September 2005

Consumer survey of student debt burden
Cambridge Consumer Credit Index, September 2005

Global Debt Patterns: An International Comparison of Student Loan Burdens and Repayment Conditions
Educational Policy Institute, September 2005

The Administration of Federal Student Loan Programs: Background and Provisions
Congressional Research Service, Library of Congress, June 2005

Federal Student Loan Debt: 1993 to 2004
American Council on Education, June 2005

Undergraduate Students and Credit Cards in 2004
Nellie Mae, May 2005

Borrowers Who Drop Out: A Neglected Aspect of the College Student Loan Trend
The National Center on Public Policy and Higher Education, May 2005

Federal Pell Grant Program of the Higher Education Act: Background and Reauthorization
Congressional Research Service, Library of Congress, May 2005

Federal Pell Grants: Implications of Increasing the Maximum Award
Congressional Research Service, Library of Congress, May 2005

Campus-Based Student Financial Aid Programs Under the Higher Education Act
Congressional Research Service, Library of Congress, April 2005

Debt Burden: A Comparison of 1992-93 and 1999-2000 Bachelor’s Degree Recipients a Year After Graduating
National Center for Education Statistics, U.S. Department of Education, March 2005

Student Loan Forgiveness Programs
Congressional Research Service, Library of Congress, February 2005

The Campus-Based Financial Aid Programs: A Review and Analysis of the Allocation of Funds to Institutions and the Distribution of Aid to Students
Congressional Research Service, Library of Congress, February 2005

Federal Student Aid Need Analysis: Background and Selected Simplification Issues
Congressional Research Service, Library of Congress, October 2004

Generation Broke: The Growth of Debt Among Young Americans
Demos: A Network for Ideas & Action, October 2004

Consolidation Loans: Redesign Options and Considerations
Congressional Research Service, Library of Congress, June 2004

Paying for College: Changes Between 1990 and 2000 for Full-Time Dependent Undergraduates
National Center for Education Statistics, U.S. Department of Education, June 2004

Income and Financial Aid Effects on Persistence and Degree Attainment in Public Colleges
Alicia Dowd, Education Policy Analysis Archives, May 2004

Student Loans and the Retreat from Family: A Modest Proposal
Family Research Council, May 2003

The Debt Explosion Among College Graduates
The Center for Economic and Policy Research, March 2003

College on Credit: How Borrowers Perceive their Education Debt
Nellie Mae Corporation, February 2003

Characteristics of Undergraduate Borrowers: 1999–2000
National Center for Education Statistics, U.S. Department of Education, January 2003

Empty Promises: The Myth of College Access in America
Advisory Committee on Student Financial Assistance, June 2002

The Burden Of Borrowing: A report on the rising rates of student loan debt
The State PIRGs' Higher Education Project, March 2002

Crucial Choices: How Students’ Financial Decisions Affect Their Academic Success
American Council on Education, 2002