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  Student loans have destroyed my life and nullified everything I have ever worked for. This is mostly because I believed in the American Dream and I am very determined and hardworking, but the U.S. Government gets a little blame in this too. Without going into too much detail, I can summarize my plight by saying that I came from a...
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BrianQueen Creek, AZ

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  I attended a private university from 1993 to 1997, graduating with around $20,000 in debt. My first two years in the workforce, I kept my loans in forbearance in hopes that my income would soon increase. While my income did increase, I decided two years later to return to the same university to obtain my Master's degree. Fortunately, the...
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StacyMiddletown, CT

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  My husband and I are in a 100%, Chapter 13 Bankruptcy. It has been a gut wrenching experience, but a series of events have caused us to loose a signficant portion of our income. We simply don't have a lot of choices. I have a Ph.D. and originally borrowed $120,000. We were in a different situation at that time. The interest rates are through the...
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JoyGainesville

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  Originally from a very poor rural area of Louisiana I decided to defy the odds (72% illiteracy rate in my community) and get a degree. I was very poor and being the first in my family to consider college I did not apply for scholarships. My high school guidance counselor suggested I go to beauty school and did not offer assistance in finding...
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RebeccaFairport

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  When my daughter was 19 and a student at a state university, she cosigned 3 private student loans for her boyfriend at the time. In order to cosign a loan you need to be 18 and have a job (a couple of hours per week at the mall qualifies!). Her father and I had to have notarized document to cosign for her one year lease on an apartment in...
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Lynne

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  I had to take a semester off from school and now I don't even know if I'll be able to go back in the fall because I couldn't get enough student loans. For my first two years of school I had to get private loans without a co signer because my mom declared bankruptcy and there is no one else in my family to co sign a loan. I use FAFSA as well,...
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ryanwashington

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  Thinking about money for college makes my stomach hurt. Thinking about money for college makes me angry, and I’m one of those people who never gets angry. I check my college statement online, I look at the pitiful amount of money in my checking account, I realize that I don’t have anywhere to live next year—and there it is again. That...
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CatherineChesapeake

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  My point of view is that colleges/universities and lenders are out to get as much money from students as possible. My personal experience has been one of struggle and frustration. I went to school for 6 years at the same institution and did not receive any funding from them or from the government. Why?? My parents made too much. And grad...
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RobynArt TeacherSyracuse

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  My family didn't save for college and neither did I. We wanted to, but it wasn't possible. When it came time to go, I got a few scholarships but definitely not enough to pay for college. I think my scholarships might have been enough to pay for a few textbooks and that's about it. It also didn't help that my college would subtract other aid...
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DaisyMarketing ManagerCharlotte

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  I graduated college in 1995 owing $35,000 in student loans. By 1998 I had defaulted on some of them but did manage to “rehabilitate” all the loans within a few years. By 2006 I had paid over $50,000 on these same loans to Sallie Mae (and their various constituents). I tried but failed to get someone to listen to my pleas for review and...
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WilliamPlattsburgh

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The views expressed by individuals on these pages are their own.

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